Ultima Medical

The 'True Costs' of disability claims in Canada and their impact on employers are simply staggering. Statistics reveal that disability claims costs in Canada exceed ten billion dollars each year. 

Employers spend approximately 17 % of their payrolls on disability-related costs and between 8-12 % of the Canadian Workforce are off work due to injury at any given time from both occupational and non-occupational disabilities.  Many employers are unaware of these costs and the financial impact upon their organization. WCB and non-occupational insurance premiums can be a major expenditure and often crippling the businesses ability for prosperity. A majority of disability claims are not managed properly and employers are left wondering what sort of coping mechanisms they can adopt to address this perpetual bleed upon their organization?

Michael Carr, VP of Disability Management with Ultima Medical Services Inc. assists employers establish disability management programs within their organization "Our unique methods have realized positive outcomes for both large and small organizations. Many employers have no idea how to adopt effective disability and case management programs within their organization. As a result their costs are continually rising and their HR departments are frustrated".

Disability Management is a practical, Return-to-Work process for individuals suffering from injury/illness, which coordinates the activities of Labour, Management, Insurance Carriers and Healthcare Providers. An effective Disability Management Program is of benefit to all Stakeholders. The employer's ability to retain experienced and valued employees decreases the costs for overtime, recruitment, training, and loss of productivity. At the same time, the worker feels their health concerns are being addressed and managed properly. The end result is a significant cost savings in Workers' Compensation and non-occupational claims and a stronger organization from both an economic and social perspective. Employers must adopt proactive disability management initiatives to ensure that the welfare of their employees and the strength of their businesses are protected.